Most people reach for the scale and get a number that means nothing about their actual shape. The U.S. Navy body fat formula flips that: instead of weight, it reads where fat actually collects — the neck and the waist, plus the hip for women.
It's free, requires only a tape measure, and for most people lands within a few points of a DEXA scan. Here's exactly how it works, and how to feed it correct numbers.
The two equations
The method splits by sex because fat distribution differs. Both use logarithms of your key circumferences relative to a baseline.
Men: body fat % = 495 ÷ (1.0324 − 0.19077 × log₁₀(waist − neck) + 0.15456 × log₁₀(height)) − 450
Women: body fat % = 495 ÷ (1.29579 − 0.35004 × log₁₀(waist + hip − neck) + 0.22100 × log₁₀(height)) − 450
The formula treats the gap between your waist and neck as a proxy for central fat. The bigger that gap, the more fat is estimated — no extra gadgets required.
Measuring so the result is worth trusting
| Spot | How to measure | Common mistake |
|---|---|---|
| Neck | Just below the larynx, tape level | Measuring too high or pulling tight |
| Waist | At belly-button height, relaxed | Sucking in or slumping |
| Hip (women) | Widest point around the glutes | Measuring too narrow |
Take readings with a relaxed, standing posture, no tight clothing, ideally at the same time of day. Small tape placement changes shift the output, so consistency beats perfection.
Why your result is an estimate
The Navy method predicts body fat from shape, not actual tissue scans. Muscular individuals and people with fat concentrated in the trunk may see slightly inflated figures, while those with peripheral fat may see deflated ones. That's why we pair every reading with a range — trend tracking matters more than a single point.
Putting the formula to work
Use the FatPulse body fat calculator to run the math without a calculator, then compare two measurement sessions a month apart. A falling number alongside a stable weight means you're gaining muscle while losing fat — the real win report card behavior-trackers miss.